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Services for you

Before Filing

Marriage Counseling

Marriage counseling will help you understand your goals and give reconciliation a chance.



Divorce Mediators

Divorce Mediators are highly recommended by us as the quickest and cheapest manner (in most cases) for negotiating a settlement.  Click below to find one closest to you.

Divorce Attorneys

Find Divorce Attorneys near you.  Divorce Attorneys typically have a 30 minutes call to introduce themselves and explain their services.


Separation

Checking Account

Discover Cashback Debit

RECOMMENDED FOR LOW BALANCE, high monthly transactions, cashback

Pros: No Minimum Balance or monthly fees. 1% cash back up to $3,000 in debit card purchases each month. Bank checks. Works with Zelle.

Recommendation: Cash back makes this account great for everyday use.  Cashbacks can add up to at much as $360/year extra money for you.

at Discover,
Member, FDIC

N/A

APY

$0

Minimum Balance

$0

Monthly Fees

Yes

Debit Card

Ally Bank
Interest Checking Account

RECOMMENDED FOR high balance

Pros: Interest Rate of 0.10% APY for less than $15000 Minimum Daily Balance or 0.60% for higher than $15000 Minimum Daily Balance. Works with Zelle.

Recommendation: For higher balance accounts, can be combined with Ally’s Free high-yield savings account to provide greater interest rates.

at Ally Bank,
Member, FDIC

10.10% / 0.60%

APY

$0

Minimum Balance

$0

Monthly Fees

Yes

Debit Card

Chime
Spending Account

RECOMMENDED FOR tracking expenses and balances

Pros: Easy sign up.  No bank fees. App to track transactions and balances.

Recommendation: For daily use and tracking expenses using the app.

at Chime,
Member, FDIC

N/A

APY

$0

Minimum Balance

$0

Monthly Fees

Yes

Debit Card

Savings Account

American Express
National Bank High Yield Savings Account

RECOMMENDED FOR LOW BALANCE

Pros: Great Interest Rates. No Minimum Balance or monthly fees. Interest compounded daily and posted on your account monthly. Up to six (6) withdrawals during monthly statement cycle.

Cons: No Checking account / ATM card, mobile app, or chat support. Deposit checks need to be mailed in.

Recommendation: Free high-yield savings account for extra money to generate daily interest. 

at American Express National Bank,
Member, FDIC

1.9%

APY

$0

Minimum Balance

Yes

FDIC-insured Bank

No

ATM Card

Discover Online Savings

RECOMMENDED FOR HIGH BALANCE, Bonus OFFER, EASY ACCESS

Pros: Great Interest Rates. No Minimum Balance or monthly fees. Bonus offer – $150 for deposits over $15,000 and $200 for deposits over $25,000 – if you deposit before 11/18/19. Fee-free ATM Access. Can be combined with Discover’s no-fee, rewards checking account. 

Cons: One physical branch in Greenwood, Delaware.

Recommendation: Free high-yield savings account can be combined with Discover’s no-fee, rewards checking account.

at Discover,
Member, FDIC

1.85%

APY

$0

Minimum Balance

Yes

FDIC-insured Bank

Yes

ATM Card

Ally Bank
Online Savings Account

RECOMMENDED FOR EASY ACCESS

Pros: Great Interest Rates. No Minimum Balance or monthly fees. Fee-free ATM Access via checking account. 

Cons: No physical locations. No cash deposits.

Recommendation: Free high-yield savings account can be combined with Ally’s checking account.

at Ally Bank,
Member, FDIC

1.8%

APY

$0

Minimum Balance

Yes

FDIC-insured Bank

Yes

ATM Card

Credit Cards

Discover it® Balance Transfer

RECOMMENDED FOR BALANCE TRANSFER & No ANNUAL FEES

INTRO OFFER: Discover will match ALL the cash back you’ve earned at the end of your first year, automatically. There’s no signing up. And no limit to how much is matched.

Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.

13.74% – 24.74%

Regular APR (Variable)

0% 

Purchase Intro APR for 6 months

0%

Balance Transfer Intro APR for 18 months

$0

Annual Fees

Chase Sapphire Preferred Card

RECOMMENDED FOR TRAVEL

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 toward travel when you redeem through Chase Ultimate Rewards®

2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.

17.99% – 24.99%

Regular APR (Variable)

N/A

Purchase Intro APR

N/A

Balance Transfer Intro APR

$95

Annual Fees

Blue Cash Preferred Card from American Express

RECOMMENDED FOR DAILY PURCHASES

Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.

6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases.

Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.74% to 25.74%

14.74% – 25.74%

Regular APR (Variable)

0%

Purchase Intro APR for 12 months

0%

Balance Transfer Intro APR for 12 months

$95

Annual Fees

Car Loans

LightStream Auto Refinancing

RECOMMENDED FOR AUTO PURCHASES and REFINANCE

Low APR, no-hassle loan, flexible loan amounts and terms for borrowers with strong credit and finances.  Quick Response – within one working day. No restrictions for age, make or mileage of vehicle.

New Dealer Purchase, Used Dealer Purchase, Private Party, Refinance and Lease buyout.

3.99% – 8.34%

APR
(Excellent Credit and Autopay)

$5,000 – $100,000

Loan Amount

2 – 7 years

Loan Term

660

Minimum Credit Score

Capital One
Auto Navigator® and
Auto Refinance

RECOMMENDED FOR NEW AND USED AUTO PURCHASES

Low APR, clear pre-qualification process, online car search, no-hassle loan, flexible loan amounts and terms for borrowers with strong credit and finances.  Quick Response – within one working day.

Auto Navigator: Find Cars  pre-qualify for loan online.
Auto Refinance: New Dealer Purchase, Used Dealer Purchase, Private Party, Refinance and Lease buyout.

3.39% – 24.99%

APR
(Depends on credit, loan duration and type)

$4,000 – $50,000

Loan Amount

2 – 7 years

Loan Terms

500

Minimum Credit Score

After Divorce

Realtor

Investments